Cash Back Option

CBO 100 & CBO 50 are universal life policies that offer level insurance with Cash Back Option
guarantees.
Ð Two product options with either 100% or 50% of base premiums available at the end of the Cash
Back Option period depending on the version of the product purchased1
Ð Living Benefit Riders (Critical Illness, Chronic Illness, Terminal Illness) included at no additional cost
How Does the Cash Back Option Work?
The Insured purchases a Cash Back Option policy and chooses if they want to receive 100% or 50% of
the base premium returned.