Continuation 10 & Continuation 25

Continuation is an affordable whole life decreasing death benefit product that offers your
clients a permanent policy, but at the cost of a term product. Your client selects the initial
Level Death Benefit Period (15, 20, 25, or 30 years). At the end of that period, the death
benefit will decrease to a percentage of the initial Level Death Benefit.
Ð Term 125 product with the addition of life insurance continuing at 10% or 25% of initial
face amount after initial Level Death Benefit ends depending on the version of the product
purchased
Ð Premiums are guaranteed to remain level for as long as the policy is in force
Ð The policy changes with clients as they age. The need for higher coverage in the earlier
years, and less in later years
Ð Instant decision eApplication available
Ð Living Benefits (Critical Illness, Chronic Illness, Terminal Illness) included at no additional
cost for the life of the policy