PAYMENT PROTECTOR

Payment Protector is unique decreasing term life insurance offered by
Americo Financial Life and Annuity Insurance Company designed to
provide a death benefit paid in monthly income payments, until the
end of the Monthly Income Death Benefit Period. These monthly income
payments can help a beneficiary remain in their home by covering all or a
portion of a monthly mortgage payment.

î Life Insurance for Income Protection – death benefit paid in monthly income payments
î Simplified Issue – no medical exams; just a few simple health questions1
î Protection designed to help cover a variety of needs
• Monthly mortgage payments
• Real estate taxes and insurance
• Income replacement during the ‘working years’
• Lump sum death benefit alternative
î Five term periods available
• 15, 20, 25, 30 years – help match the mortgage length
• To age 70 – help protect income during the ‘working years’
î Personalize coverage with available riders